I have been so happy with the Moniepoint’s incredible journey to becoming Nigeria’s latest unicorn. Honestly, watching their growth has been inspiring, and it got me thinking about what small businesses like ours can learn from their story.

You know Moniepoint started like many of us, facing the same market challenges, the same economy. But they did something different. They didn’t just jump into the fintech space with flashy ideas, they zeroed in on solving real problems that ordinary Nigerians face every day.

Moniepoint reached into underserved areas, giving financial access to millions of Nigerians who felt excluded.

I see how they focused on total financial inclusion, reaching places where traditional banks won’t go and doing things banks won’t do, providing agency banking especially to market women, small shop owners, and everyone in between. I see it as a powerful reminder that if you can solve real difficult issues, your product practically sells itself.

And another thing that caught my eye was how they diversified smartly. Instead of sticking to just payments, they expanded to small loans, personal banking, and Nigerians loved it so much as they became a one-stop solution for small businesses. It’s like they looked at what their customers needed next and stepped in to fill those gaps. 

I believe small businesses like us should take notes here, that growth sometimes means looking beyond what you currently offer and finding new ways to support your customers. See how these guys built a reliable system that can handle billions of naira in transactions, Nnaaa eeh, Tech too baaad oohh, and they have agents in the nooks and crannies of Nigeria. Their scaling system is gold. See us that want to scale and we are struggling with the basics. To invest in building a strong distribution network and a great team is a big war, but it's Moniepoint’s smartest move.

Every young businessman should take a moment to look at what Moniepoint has achieved. They didn't just create a product, they created solutions that people genuinely need. I keep telling my team that there is so much power in understanding our customers deeply and solving real problems for them. You see eeh, when you serve with purpose, success follows. We should aim to make our businesses indispensable to the communities we serve, something that isn’t just a business, but a trusted partner in people’s lives.

I am the Billionaire Mechanic and Moniepoint is reminding me that building unicorn in tough markets like Nigeria is possible when we focus on solving real problems.